
Keep the car and accept partial payment.If it does, you can expect a monetary settlement based on your car’s actual cash value (less any deductibles) with the option to: When you file a total loss claim, your provider will confirm the car meets the criteria for a salvage. When your car’s been severely damaged, you may choose to get your insurance company involved by filing a total loss claim. How you handle your salvaged car mostly depends on who declares the car a total loss: your insurance company or you. It’s illegal to sell a non-repairable car to anyone else. Once you have the non-repairable certificate, you can ONLY sell the car to scrap metal processors, salvage vehicle dealers, car removal companies, or dismantlers. A completed Non-repairable Certificate Application (Form VSA 57).Non-repairable VehiclesĪ non-repairable vehicle is one that has no value except for use as parts or scrap metal.ĭepending on who keeps the car ( see below), you or your provider will apply for a non-repairable certificate by taking the following to a local VA DMV office: In Virginia, a salvaged car is defined as one so damaged by a collision or accident, fire, flood, theft, or other occurrence that the cost of repairs would exceed the car’s actual cash value. While a salvaged car might feel like a total loss (in fact, that’s what your insurance company will call it), there are ways to make the best of it-you might even get it back on the road! Keep reading to learn about the Virginia Department of Motor Vehicles’ (DMV) rules and options when it comes to dealing with salvaged vehicles.
